The best credit card in UAE

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Benefits of using a Credit Card


Manage your finances better with our credit card solutions. Let Finmart help you to find your perfect credit card.

1

Make purchases easily

2

Earn rewards

3

Build credit

4

Tackle emergency expenses

5

Spend safely




Credit card application process


All of our products are designed to help you reach your financial goals, whether it's a retirement in the sun or a modest starter home.

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Choose the benefit of your credit card

Pick the benefits you would like to get from your card.

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Select your preffered card

View custom recommendations and select your preferred option.

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Instant Credit Card Approval

Apply now and get instant approval (subject to eligibility).

Credit card application process


All of our products are designed to help you reach your financial goals, whether it's a retirement in the sun or a modest starter home.

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Our Trusted credit card Partners

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Emirates islamic
Mashreq card
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Aafag_Logo.svg
DIB-Logo.png
Emirates_NBD_logo.png
ADCB_Logo.svg
Emirates islamic
Mashreq card
RAKbank_Logo.svg
Al_Hilal_Logo.svg
Aafag_Logo.svg
DIB-Logo.png
Emirates_NBD_logo.png
ADCB_Logo.svg
Emirates islamic
Mashreq card
RAKbank_Logo.svg
Al_Hilal_Logo.svg
Aafag_Logo.svg
DIB-Logo.png
Emirates_NBD_logo.png
ADCB_Logo.svg
Emirates islamic
Mashreq card
RAKbank_Logo.svg
Al_Hilal_Logo.svg
Aafag_Logo.svg
DIB-Logo.png

Credit card FAQs

To compare different credit cards in the UAE, start by analyzing your financial needs and spending habits. Consider factors like annual fees, interest rates, rewards, and benefits. You can also use online tools or visit our website's 'credit cards' section for side-by-side comparisons.

Credit cards offer various benefits, including convenience, the ability to build credit, cashback or rewards, travel perks, purchase protection, and the flexibility to manage expenses. The specific benefits may vary depending on the card you choose.

Eligibility criteria for credit cards in the UAE typically require applicants to be at least 21 years old, UAE residents, meet minimum income requirements, and maintain a good credit score. Specific criteria may vary by card issuer.

Applying for a credit card in the UAE involves filling out an application form that are relationship manager will assist with. Generally the forms are available on a link shared by our officer or tablets that they carry along with them. Some banks prefer paper forms and our team will assist with all the necessary documentation at your location.

When applying for a credit card in the UAE, you generally need to provide documents such as your Emirates ID, passport, proof of residence, salary slips, and bank statements for the previous 6 months. The exact documentation may vary by the card issuer bank.

The processing time for a credit card application in the UAE can vary. It typically takes a few business days to a couple of weeks, depending on the card issuer and the completeness of your application along with the documentation.

Credit card interest rates in the UAE can vary depending on the type of card and the issuer. They often range from around 3% to 4% per month. It's essential to check the specific rates and terms associated with the card you choose.

To avoid high-interest charges on your credit card, make timely payments of the full balance to prevent accruing interest. If you can't pay the full balance, pay more than the minimum amount due to reduce interest charges. Additionally, choose credit cards with lower interest rates, and be mindful of your spending to prevent accumulating debt.

No, our services are completely free of charge to the customer. You will not be asked for any money or gifts by our relationship officers to access our recommendations and services. There are no hidden fees or charges associated with our services. We are here to assist and provide information at no cost to you.

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